Fintech Business Analyst Resume Example
Professional ATS-optimized resume template for Fintech Business Analyst positions
John Doe
Fintech Business Analyst
Email: johndoe@email.com | Phone: (123) 456-7890 | LinkedIn: linkedin.com/in/johndoe | Location: San Francisco, CA
PROFESSIONAL SUMMARY
Dynamic and detail-oriented Fintech Business Analyst with over 6 years of experience bridging technology solutions and business objectives within the financial services industry. Adept at analyzing complex financial data, optimizing payment systems, and driving strategic initiatives in fast-paced fintech environments. Proven track record of collaborating with cross-functional teams to deliver innovative features aligned with regulatory standards and customer needs. Passionate about leveraging emerging technologies such as decentralized finance (DeFi) and AI-driven analytics to enhance operational efficiency and user experience.
SKILLS
Hard Skills
- Financial Data Analysis & Modeling
- Payment Systems & Digital Wallets
- Regulatory Compliance (KYC/AML, PSD2, PSD3)
- Business Requirement Documentation (BRD, FRD)
- Data Visualization & BI Tools (Tableau, Power BI)
- SQL, Python (Pandas, NumPy)
- API Integration & Microservices Architecture
- Agile & Scrum Methodologies
- User Story Development & Stakeholder Engagement
Soft Skills
- Strategic Thinking
- Cross-Functional Collaboration
- Problem-Solving & Critical Thinking
- Effective Communication & Presentation
- Adaptability to Regulatory Changes
- Customer-Centric Approach
WORK EXPERIENCE
*Senior Fintech Business Analyst*
*Innovate Fintech Solutions, San Francisco, CA*
June 2022 – Present
- Led the analysis and design of a new mobile payment platform supporting over 2 million active users, resulting in a 30% increase in user engagement.
- Managed end-to-end requirements gathering for API integrations with third-party payment gateways, aligning with PCI DSS standards.
- Facilitated scrum ceremonies and translated business needs into detailed functional specifications, accelerating project delivery by 20%.
- Partnered with the compliance team to embed AML and KYC functionalities within the transactional flow, ensuring adherence to evolving regulations.
*Fintech Business Analyst*
*PayX Technologies, New York, NY*
August 2018 – May 2022
- Analyzed and optimized existing digital wallet offerings, increasing transaction throughput by 25%.
- Developed data dashboards using Power BI to monitor fraud detection efficiency, contributing to a 15% reduction in false positives.
- Collaborated with product teams to redesign the onboarding process, reducing customer onboarding time by 40%.
- Conducted market research and competitive analysis to inform product roadmap strategy aligned with PSD2 and open banking standards.
*Junior Business Analyst*
*MoneyMate Inc., Chicago, IL*
June 2016 – July 2018
- Supported senior analysts in modeling payment reconciliation processes, reducing manual errors by 20%.
- Documented detailed business use cases for features related to digital lending, supporting stakeholder approval.
- Assisted in testing new features and ensuring regulatory compliance for semi-automated remittance services.
EDUCATION
**Bachelor of Science in Finance & Information Systems**
University of Illinois, Urbana-Champaign, IL
*2012 – 2016*
CERTIFICATIONS
- Certified Business Analysis Professional (CBAP) — IIBA, 2023
- Certified Scrum Product Owner (CSPO) — Scrum Alliance, 2022
- Certified Payments Professional (CPP) — Electronic Transactions Association, 2021
- Financial Data Analysis & Visualization — Coursera, 2023
PROJECTS
Digital Wallet Expansion Initiative
Led a cross-functional team to develop a multi-currency digital wallet integrated with blockchain-based settlement, resulting in 50% faster transaction processing and expanded user base across North America and Europe.
AI-Driven Fraud Detection System
Collaborated with data science teams to implement an AI-powered fraud analysis tool that reduced transaction fraud losses by 18%. Developed key user stories and usability testing protocols that streamlined deployment.
Regulatory Compliance Automation Platform
Speared the creation of an automated compliance reporting system for AML/KYC procedures, decreasing manual effort by 60% and ensuring real-time reporting aligned with PSD3 requirements.
TOOLS & TECHNOLOGIES
- Payment Gateway APIs (Stripe, PayPal, Plaid)
- BI & Data Visualization (Tableau, Power BI)
- SQL & Python Data Tools (Jupyter, Pandas)
- JIRA, Confluence, Trello
- API Management & Microservices
- Figma & Balsamiq (Wireframing)
LANGUAGES
- English (Native)
- Spanish (Professional Working Proficiency)
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