**Hard Skills:**

- Fintech Ecosystem & Market Analysis

- Digital Banking & Payment Systems

- Blockchain & Cryptocurrency Strategies

- Regulatory Compliance & KYC/AML Frameworks

- Data Analytics & AI Adoption

- Product Lifecycle Management

- Strategic Planning & Innovation Roadmaps

**Soft Skills:**

- Stakeholder Engagement

- Cross-functional Team Leadership

- Critical Thinking & Problem Solving

- Change Management

- Negotiation & Partnership Development

- Agile Methodologies

*Senior Fintech Strategy Advisor*

*Global Bank Solutions Inc., New York, NY*

June 2022 – Present

- Led enterprise-wide digital transformation initiatives focusing on open banking APIs, resulting in a 30% increase in API-based customer transactions within the first year.

- Collaborated with C-suite executives to design a blockchain-backed platform for secure trade finance, reducing settlement times from days to hours.

- Delivered strategic roadmaps for integrating AI-powered credit underwriting models, improving loan approval speed by 25%.

- Managed partnerships with emerging fintech startups, fostering innovation hubs to pilot new payment solutions and digital wallets.

*Fintech Strategy Consultant*

*Innovate Fintech Consulting, Boston, MA*

August 2018 – May 2022

- Consulted for over 15 banks and fintech startups on market entry strategies, focusing on digital payments, robo-advisors, and regtech solutions.

- Developed tailored roadmaps to implement regulatory compliant cryptocurrency custody solutions, leading to successful launches in three jurisdictions.

- Conducted due diligence and risk assessments for M&A activities, resulting in optimized investment decisions for clients with digital asset portfolios.

- Facilitated workshops on emerging trends such as decentralized finance (DeFi) and embedded finance to executive teams.

*Junior Fintech Analyst*

*Fintech Insights Ltd., San Francisco, CA*

July 2015 – July 2018

- Conducted market research and competitor analysis for new product development in mobile payments.

- Created comprehensive reports on AI and machine learning adoption in financial services, influencing client innovation strategies.

- Supported project management teams in deploying pilot programs for biometric authentication solutions.

**Master of Business Administration (MBA), Specialization in Financial Technology**

New York University - Stern School of Business, 2013 – 2015

**Bachelor of Science in Computer Science**

Boston University, 2009 – 2013

- Certified Financial Data Professional (CFDP) – 2024

- Certified Blockchain Professional (CBP) – 2023

- CFA Level I & II Candidate

- **AI-Powered Risk Assessment Tool:** Developed an innovative machine learning model for real-time credit risk scoring, adopted by a regional bank, reducing default rates by 15%.

- **Open Banking API Ecosystem:** Led the strategy for a consortium of banks to establish an API marketplace, increasing partner integrations by 40% within 6 months.

- **Cryptocurrency Compliance Framework:** Designed a regulatory compliant framework for digital asset custody, supporting a fintech startup’s entry into European markets.

- Python, R, SQL, Tableau, Power BI

- Blockchain Platforms: Ethereum, Hyperledger Fabric

- CRMs & Payment Systems: Plaid, Stripe, Adyen

- Cloud Platforms: AWS, Azure, Google Cloud

- English (Native)

- Spanish (Proficient)

*Note*: This resume is optimized for ATS scanning by including role-specific keywords, clear headings, and a logical structure tailored to the latest fintech trends.