IOT Engineer in Fintech

**Hard Skills:**

- IoT Protocols & Standards (MQTT, CoAP, LwM2M)

- Embedded Systems & Microcontrollers (ESP32, Raspberry Pi, ARM Cortex)

- Secure Data Transmission & Encryption (TLS, DTLS, Hardware Security Modules)

- Cloud Platforms (AWS IoT, Azure IoT Hub, Google Cloud IoT)

- Blockchain Integration & Smart Contracts (Ethereum, Hyperledger Fabric)

- Data Analytics & Visualization (Grafana, Kibana, Power BI)

- API Development & Microservices Architecture

- Compliance & Security Standards (GDPR, PCI DSS, ISO 27001)

**Soft Skills:**

- Problem-Solving & Critical Thinking

- Cross-Functional Team Leadership

- Agile & Scrum Methodologies

- Effective Communication in Technical and Non-Technical Domains

- Innovative Thinking & Continuous Learning

*Senior IoT Engineer*

XYZ Fintech Solutions — New York, NY

March 2022 – Present

- Led a team to develop a secure IoT infrastructure for real-time transactional data collection from connected payment devices, reducing latency by 30%.

- Integrated IoT devices with Hyperledger Fabric blockchain to automate transaction verification, increasing transparency and auditability.

- Implemented AI-powered anomaly detection algorithms to flag suspicious activities in IoT-enabled ATMs and retail outlets.

- Drove compliance with GDPR and PCI DSS standards for IoT data handling, ensuring regulatory adherence.

IoT Solutions Architect

FinEdge Bank — San Francisco, CA

June 2018 – February 2022

- Designed a scalable IoT platform for branch automation, enabling remote monitoring and control of ATM hardware, reducing operational downtime by 25%.

- Developed firmware for embedded IoT devices used in secure payment terminals, embedding hardware security modules (HSM) to safeguard sensitive data.

- Collaborated with cybersecurity teams to create end-to-end encryption protocols securely transmitting customer transaction data.

- Introduced predictive maintenance protocols utilizing IoT sensor data, resulting in cost savings and improved device uptime.

*IoT Developer*

SecurePay Inc. — Austin, TX

January 2016 – May 2018

- Developed IoT firmware for contactless payment terminals utilizing MQTT and CoAP protocols, ensuring fast and reliable communication.

- Created dashboards and alert systems for monitoring network health and transaction flows to prevent fraud.

- Assisted in integrating IoT payment devices with bank APIs, ensuring seamless transaction processing and compliance.

**Bachelor of Science in Computer Engineering**

University of California, Berkeley

Graduated: 2015

- Certified IoT Security Practitioner (CIoTSP) — 2024

- AWS Certified Solutions Architect – Associate — 2023

- Certified Blockchain Developer (Ethereum) — 2022

Blockchain-based Secure IoT Payment Gateway

- Developed a decentralized payment system leveraging IoT devices and Ethereum smart contracts to facilitate micropayments with enhanced security and transparency.

Real-Time Fraud Detection System for IoT Payment Devices

- Led the creation of a machine learning-powered analytics platform, which improved fraud detection accuracy for RFID-enabled payment terminals by 40%.

IoT Device Firmware for Secure Financial Transactions

- Engineered firmware updates for payment terminals incorporating hardware encryption modules, achieving compliance with PCI PTS standards.

- IoT Platforms: AWS IoT, Azure IoT Hub, Google Cloud IoT

- Protocols: MQTT, CoAP, LwM2M, HTTPS

- Languages: Python, C/C++, JavaScript, Solidity (for smart contracts)

- Frameworks: Node-RED, Docker, Kubernetes

- Security: TLS/SSL, HSM, VPN, End-to-End Encryption

- English (Native)

- Spanish (Professional Working Proficiency)